Oliver.” “I like dealing with real people. If the machine chews up my check, where’s the proof?” Charlie smiled. “I bet you don’t have an online account either.” “I’ve heard of the Internet. I’ve just never used it.” “I only do because of the grandkids. Never in all my life thought I’d be on something called Facebook. Or Google. Have a good weekend.” “You too.” Charlie put his security key into the lock and turned it to the left. A solid wall with the bank’s name and logo on it came partially down over the bank entrance. Charlie turned the key back to its original position and the wall stopped descending. He would wait patiently for the customers to finish their business and then he would close up shop fully. He was itching to get home to watch Virginia Tech play Alabama. Kickoff was at one. Stone went up to stand in line for the next available teller. There were four customers ahead of him and three tellers behind the polycarbonate shield, which would stop most bullets. He looked to his right and saw a youngish dark-haired man in an ill-fitting suit sitting in a small glass-enclosed cubicle. The nameplate on the glass said this was the bank manager. To Stone the man looked like he was half asleep. While two of the tellers serviced customers the third was counting cash. To the left of the tellers’ enclosure, but outside the bulletproof glass area, was the vault, its thick steel door standing open. Stone did not turn around when Will Robie entered the bank, ducking under the partially lowered door at one minute to noon. He didn’t have to. As he waited in line, he watched Robie in a security mirror bolted to the corner of the ceiling. Stone had never seen Robie before today, but his experienced eyes told him that the man was not here to fulfill a banking transaction. Stone had seen Robie behind him on the street. And so he wondered why he was here. Is it me? thought Stone. And if so, how should I handle it? Charlie frowned at Robie’s popping in at the last minute. He had evidently been hoping that no more customers would show up. The college football game was calling his name. He desperately wanted to see the Hokies knock off the heavily favored Crimson Tide. Robie did not go to stand in line. He went over to the information table and started looking through some form documents kept there in small cubbies. Fifty-eight seconds later the clock on the wall clicked to noon. Charlie turned to tell another group of people attempting to enter the bank that it was closed. There would be no more customers today. A moment later Charlie tasted his own blood, arterial spray that reached his mouth. He was already dead, but didn’t know it. His attacker held the older man up while he expired. His colleague turned the key in the lock all the way to the left and the wall rapidly descended. In a few seconds what was going on inside the bank was sealed off from the rest of the mall. Robie had turned at the moment the knife blade severed Charlie’s neck arteries. He would have pulled his weapon but there were two guns pointed at him. There were four people in total standing at the entrance. They were dressed in blue jumpsuits with hoodies. They slipped their hoodies off and revealed black ski masks underneath covering their faces. One of them pushed a rolling laundry cart that had a sheet over it. Robie noted the gunmen had heavy weaponry—both machine pistols and subguns. It was a lot of firepower for a bank branch robbery. One teller saw Charlie drop dead to the floor when his killer let him go, and screamed. Everyone else turned. Everyone else except Stone. He was watching all of this in the surveillance mirror. His gaze methodically panned over each of the gunmen, taking in as much information as he could. It was certainly true that the situation was bad, but that didn’t necessarily mean it was impossible to rectify. The customers and tellers froze when the guns were pointed at